Bank of India (BOI) has announced a major recruitment drive for 779 Credit Officer vacancies in the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates can apply online from 30 June 2026 to 20 July 2026.

Bank of India Credit Officer Recruitment 2026 Overview

Important Dates

• Notification Date: 01 June 2026
• Online Application Starts: 30 June 2026
• Last Date to Apply: 20 July 2026
• Last Date for Fee Payment: 20 July 2026
• Online Examination: Will be announced later.

Bank of India Vacancy 2026

Category-wise Vacancy

Note: The total vacancies include 475 unfilled vacancies from the previous recruitment process (Project 2025-26/01).

Age Limit

MMGS-II

• Minimum: 25 Years
• Maximum: 32 Years

MMGS-III

• Minimum: 28 Years
• Maximum: 38 Years

SMGS-IV

• Minimum: 32 Years
• Maximum: 45 Years

Age will be calculated as on 01 June 2026.

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Age Relaxation

Educational Qualification

Candidates must possess the educational qualification and work experience prescribed for the respective Credit Officer scale. Applicants should carefully verify their eligibility as detailed in Annexure-I of the official notification before applying. Only candidates meeting all eligibility conditions will be considered.

Salary

The selected candidates will receive attractive salary along with DA, HRA, CCA, medical benefits and other allowances.

Selection Process

Selection will be through:

1. Scrutiny of Eligibility Documents
2. Online Examination (if conducted)
3. Personal Interview
4. Document Verification
5. Medical Examination

The Bank may also conduct recruitment based only on the interview depending upon the number of applications received.

Online Examination Pattern

Duration: 120 Minutes

Important Points

• English section is qualifying only.
• Professional Knowledge marks will determine merit.
• 0.25 mark negative marking for every wrong answer.
• Minimum qualifying marks apply for each section.

Application Fee

Payment must be made online only.

Required Documents

Applicants should keep the following ready:

• Recent Passport Photograph
• Signature
• Left Thumb Impression
• Handwritten Declaration
• Educational Certificates
• Experience Certificates
• Identity Proof
• Category Certificate (if applicable)
• EWS Certificate (if applicable)
• PwBD Certificate (if applicable)

Examination Centres

Online examination is expected to be conducted in major cities including:

• Ahmedabad
• Bengaluru
• Bhopal
• Bhubaneswar
• Chennai
• Delhi NCR
• Guwahati
• Hyderabad
• Jaipur
• Kolkata
• Lucknow
• Mumbai
• Patna
• Raipur
• Ranchi
• Thiruvananthapuram
• Ernakulam
• and several other cities across India.

How to Apply for Bank of India Credit Officer Recruitment 2026

1. Visit the official Bank of India Careers portal.
2. Open Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
3. Click Apply Online.
4. Register using your email ID and mobile number.
5. Fill in the application form carefully.
6. Upload photograph, signature, thumb impression and handwritten declaration.
7. Upload educational and experience documents.
8. Pay the application fee online.
9. Submit the application.
10. Download and print the confirmation page for future reference.

Why Apply for Bank of India Credit Officer Jobs?

• 779 vacancies
• Public Sector Bank Career
• Salary up to ₹1.20 lakh
• Attractive allowances
• Promotion opportunities
• Nationwide posting
• Job security
• Pension and retirement benefits

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