The Central Bank of India, one of the leading public sector banks, has announced a recruitment drive for Credit Officers (General Banking) in Junior Management Grade Scale-I (JMGS-I) through the Post Graduate Diploma in Banking & Finance (PGDBF) program. This article provides a detailed overview of the recruitment process, eligibility criteria, selection procedure, and other essential details.
1. Overview of the Recruitment
- Bank: Central Bank of India
- Post: Credit Officer (General Banking)
- Scale: Junior Management Grade Scale-I (JMGS-I)
- Total Vacancies: 1000
- Salary Scale: ₹48,480 – ₹85,920
The recruitment is conducted through a one-year PGDBF program, which includes 9 months of classroom training and 3 months of on-the-job training before full-time employment.
2. Important Dates
Online Application Start Date: 30th January 2025
- Application Closing Date: 20th February 2025
- Online Payment of Fees: 30th January – 20th February 2025
- Exam Date: To be announced
- Interview Date: To be announced
Candidates must regularly visit the Central Bank of India website for updates.
3. Vacancy Details
Category | Vacancies |
---|---|
SC | 150 |
ST | 75 |
OBC | 270 |
EWS | 100 |
General | 405 |
Total | 1000 |
Additionally, 40 vacancies are reserved for Persons with Benchmark Disabilities (PwBD) (HI, VI, OC, ID categories).
4. Eligibility Criteria
a) Nationality
A candidate must be:
- A citizen of India, or
- A subject of Nepal/Bhutan, or
- A Tibetan refugee (arrived before 1st January 1962), or
- A Person of Indian Origin (PIO) from specified countries, with a certificate of eligibility from the Indian government.
b) Age Limit (as on 30.11.2024)
- Minimum: 20 years
- Maximum: 30 years
- Born between: 30.11.1994 – 30.11.2004
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Women (widows/divorced): Up to 35 years (GEN), 38 years (OBC), 40 years (SC/ST)
- 1984 Riot Victims: 5 years
c) Educational Qualification
- Graduate Degree in any discipline with 60% marks (55% for SC/ST/OBC/PwBD)
- Degree must be recognized by Govt. of India
- Candidates must possess a valid mark sheet/degree certificate at the time of registration
5. Selection Process
a) Online Examination (Objective + Descriptive)
Section | No. of Questions | Marks | Medium | Time |
---|---|---|---|---|
English Language | 30 | 30 | English | 25 min |
Quantitative Aptitude | 30 | 30 | English/Hindi | 25 min |
Reasoning Ability | 30 | 30 | English/Hindi | 25 min |
General Awareness (Banking) | 30 | 30 | English/Hindi | 15 min |
Descriptive (Essay & Letter Writing in English) | 2 | 30 | English | 30 min |
- Total Marks: 150
- Duration: 2 hours
- No Negative Marking
- Candidates must meet the cut-off to qualify for the interview.
b) Interview
- Total Marks: 50
- Qualifying Marks:
- 50% (General/EWS)
- 45% (SC/ST/OBC/PwBD)
- Final Selection: Based on Online Exam + Interview scores.
Tie-Breaker Rule: If two candidates have the same score, the one with higher online exam marks will be ranked higher. If scores are still the same, the older candidate will be ranked higher.
6. PGDBF Program & Course Fee
Duration: 1 year (9 months classroom + 3 months on-the-job training)
- Institutes: To be allocated by the bank
- Course Fee: ₹3-4 lakhs (excluding GST)
- Loan Facility: Candidates can avail educational loans from Central Bank of India or other banks.
Stipend During Training
- Classroom Training (9 months): ₹2,500/month
- On-Job Training (3 months): ₹10,000/month
Reimbursement of Course Fee
- Full course fee reimbursed after 5 years of service in the bank.
Bond Agreement
- Candidates must serve at least 5 years in the bank.
- If they leave early, they must repay the course fee + educational loan (if taken).
7. How to Apply
Application Fees
- SC/ST/PwBD/Women: ₹150 (+ GST)
- Others: ₹750 (+ GST)
Application Process
- Visit Central Bank of India website.
- Click on “Recruitment” → “Apply Online for Credit Officers-PGDBF”.
- Register with basic details.
- Upload:
- Photo & Signature
- Left Thumb Impression
- Handwritten Declaration
- Pay the fee online.
- Submit the application.
Important Notes
- Keep 8 copies of the same photo for further stages.
- No modification is allowed after submission.
8. Exam Centers
The online exam will be conducted across various cities in India.
- Candidates cannot change the exam center after applying.
- The bank reserves the right to add/cancel centers based on response.
9. Documents Required for Interview
- Printout of online application & call letter
- Valid ID proof (Aadhaar, Passport, PAN, etc.)
- Graduation certificate & mark sheets
- Caste/EWS/PwBD certificate (if applicable)
- No Objection Certificate (NOC) (if employed)
- Experience certificates (if any)
10. Key details
✔ 1000 vacancies for Credit Officers in Central Bank of India
✔ Selection through Online Exam + Interview
✔ Training under PGDBF course (1-year program)
✔ Course fee reimbursement after 5 years of service
✔ Attractive salary & career growth opportunities